AML Compliance Solutions Focused on Real Estate
No Subscriptions, No invoices, AML Consumables all Paid at Settlement.
The same technology used by the big four banks, tailored for the real estate and only real estate.
Partners, Auditors and Providers of Services
Why Choose AgencyAML?
For Real Estate Agents
We understand the full real estate journey. From Prospecting, Appraisal, Listing, Live, Sold, and Settlement. That’s why our AML solution is purpose built for real estate agents. No guesswork. Just practical, real-world solutions.
Consumables
AML doesn’t have to be hard. Why risk using untested products. Our KYC/AML consumables are provided by Equifax, a provider to the big four banks, we have tailored these products for the real estate industry. Best in class with the best support. Starting from as low as $6 per listing.
Fully Integrated
Seamlessly connects with your CRM. And if your current setup isn’t working, we have solutions to get you back on track. Master view of all AML applications for compliance offices and brand oweners avaliable.
Expert Support - Australian Based
Our local team understands both AML regulations and the realities of real estate. We speak your language and know your workflow so you get support that’s fast, relevant and practical real answers.
Built for the real estate business model
No subscriptions, No invoicing, No credit cards required and No minimum use fees. All consumables are collected at Settlement. You’ll never have to worry about not collecting the costs from your vendors.
Lose a listing? No worries, you’ll not be charged any costs, subject to our fair go policy.
What are your obligations as an Agency:
A high level overview of some of the things your agency will need to get ready for in 2026
1. Enrol and register with AUSTRAC
2. Develop and maintain an AML/CTF program
3. Appoint a responsible Compliance Officer
4. Verify buyer/seller identity (KYC)/ Customer Due Diligence (CDD)
5. Report suspicious and large cash transactions
6. Make and keep records for 7 years
7. Undergo independent audits every 3 years
October 2025, core guidelines are expected to be published by AUSTRAC.
The Risks:
Don’t Let Compliance Kill Your Sales
Poorly planned AML solutions can cost you more than just admin time. They can lead to lost listings, stressed staff, and damaged client trust. From 2026, AUSTRAC will strictly enforce AML rules for real estate, with penalties including heavy fines and in very serious cases, jail.
- Loss of sales from compliance delays or failed checks.
- Staff frustration and burnout from poor AML systems.
- Fines for incomplete AML plans and non compliance.
- Reputation Damage from failed audits.
- Increased Admin from manual compliance or systems that don’t integrate.
- Trust Account Risks due to outdated processes and the rise of spoofing and AI targeted scams.
Don’t risk your business with a half-baked approach. Get it right from the start.
The Solution:
Everything You Need, All In One Place
Agency AML delivers the tools and support you need to stay compliant, streamlined and focused on selling. With SaleFunder, Agency Sign and Agency Settlements we provide an integrated solution built for real estate. You can alternativy pick and choose parts of our system or use your own partners. You choose.
- AML Plans custom-built for your agency. Pay per listing available.
- Ongoing Monitoring & Reporting fully audit-ready.
- Inhouse lawyers Need help on a complex situation, pick up the phone and call us.
- Technology That Fits Your Workflow with all CRMs, payment and settlement systems catered for.
- Simplified KYC & Onboarding Collect, verify, and store buyer and seller details with built-in tools that streamline the entire process.
- No Deposit handling With Agency Settlements, you can securely collect and transfer buyer deposits, settling all via PEXA.